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I'm sure you have all heard of and seen the commercials for Free Credit Report.com. I happened to be one of many people who tried it out about 8 months ago or so. It was great to actually see my credit report and that it was so good. Little did I know that they would be charging me 8 months or so later for 14.95. I found out after I called Triple Advantage, who are the ones behind Free Credit Report, that it was due to me not ending my account after the 30 day free trial. Well, I never remember even reading such a thing when signing up for the thing and it wasn't like I really got any real updated information when I checked back with it anyways!
So what did I do to rectify this situation. I google searched Triple Advantage and I found this review on knowzy http://www.knowzy.com/Personal_Finance/Credit/Credit_Monitoring_Is_A_Rip_Off-StepByStep-Canceling_CIC_TripleAdvantage.htm#1CallCIC. It gave me all the knowledge I needed, not only to cancel my account with them but to also get a refund for what I was wrongly charged for!!! So I called them up and the first thing that I said was that I would like to have my account cancelled. Then this guy started spouting out all this information about stolen credit card information and how I needed to stay with them. He then told me that he would keep it active after I just told him that I wanted it cancelled. I came back with, "I want it cancelled and I want a refund as well." "Well sir," he says, "I can cancel your account but we have a strict 'no refund' policy." This was clearly a lie because the review told me about their 3800 complaints to the Better Business Bureau concerning these charges that should not be made on a "free credit report." I told this guy what I knew about that and he kindly told me he would cancel my account and refund me for the month's charges that they WRONGLY charged on my credit card! Just say the magic words of "Better Business Bureau" and they are almost willing to do anything to appease you. That was a fun time.
Tuesday, August 5, 2008
Saturday, July 26, 2008
A Mind In Distress
Oh what can be said that already hasn't been said? That's right, I haven't said anything yet. Well this is my first blog post ever, unless you count facebook. I guess the first thing up for discussion will be what happened two nights ago. After going to a party with 15 people crammed in a 4 person townhouse, I came back with my friend Ben to hang out with our Resident Director Jon Hessel. We played games for a couple ours or so then we left the apartment and to our rooms. Oh and by the way, this is in a dorm. I came back and watched Donnie Darko which was a suprisingly good movie. Time travel is quite interesting but anyways.
After watching that movie something came over me. I couldn't go to sleep or anything so I went downstairs into one of our lobbies and sat at the desk with my laptop. I started typing in things that popped in my head to look up on google search. I typed in "unfocused", "uncreative", "depression", and more that I can't quite remember. Then I go outside while it is raining and start to pace back and forth spouting all sorts of things. I do this for about a half hour telling myself that I'm false, and that I need to leave MBU, I need to quit my job and start somewhere fresh. I even used a cussword when spouting off which is very rare for me. D$%@. I then decided, how much can I get for my car if I sell it. When should I tell my boss and my RD that I'm leaving school and quiting my job. What am I going to tell them? I don't have much of a reason for this. In fact it was very unreasonable that I do this because I only have one more year left here, which means I only have to work here one more year, and I have free room and board as an RA. I would be totally screwing myself over as well as my bosses.
My head finally cleared after I went and talked to my dad about the whole thing. It was just me and him talking in the West County Mall food court while eating some chinese...which I didn't even finish! I remember telling my friend Ben, a fellow RA, about what I did and walking in the rain and such and right after I told him that I was talking to myself he just looked at me and said, "Most people seek help for that." I thought nothing of it until it was me doing it in the middle of a rain storm. I was told that it was a little emo to do so. I remember doing it once before in high school when I took a long walk around my neighborhood at about 9 at night. It was just me and God talking to one another. Me speaking and him showing me things in my mind that is. Not his acual voice but I have often wondered, "What does God sound like?" In any case my mind is not as distressed as it was a couple nights ago but I'm sure this will come again because it often does I just don't talk to myself or others about it.
After watching that movie something came over me. I couldn't go to sleep or anything so I went downstairs into one of our lobbies and sat at the desk with my laptop. I started typing in things that popped in my head to look up on google search. I typed in "unfocused", "uncreative", "depression", and more that I can't quite remember. Then I go outside while it is raining and start to pace back and forth spouting all sorts of things. I do this for about a half hour telling myself that I'm false, and that I need to leave MBU, I need to quit my job and start somewhere fresh. I even used a cussword when spouting off which is very rare for me. D$%@. I then decided, how much can I get for my car if I sell it. When should I tell my boss and my RD that I'm leaving school and quiting my job. What am I going to tell them? I don't have much of a reason for this. In fact it was very unreasonable that I do this because I only have one more year left here, which means I only have to work here one more year, and I have free room and board as an RA. I would be totally screwing myself over as well as my bosses.
My head finally cleared after I went and talked to my dad about the whole thing. It was just me and him talking in the West County Mall food court while eating some chinese...which I didn't even finish! I remember telling my friend Ben, a fellow RA, about what I did and walking in the rain and such and right after I told him that I was talking to myself he just looked at me and said, "Most people seek help for that." I thought nothing of it until it was me doing it in the middle of a rain storm. I was told that it was a little emo to do so. I remember doing it once before in high school when I took a long walk around my neighborhood at about 9 at night. It was just me and God talking to one another. Me speaking and him showing me things in my mind that is. Not his acual voice but I have often wondered, "What does God sound like?" In any case my mind is not as distressed as it was a couple nights ago but I'm sure this will come again because it often does I just don't talk to myself or others about it.
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